Spotřebitelské úvěry v USA - de lege lata
| Title in English | Consumer Credit Protection in USA |
|---|---|
| Authors | |
| Year of publication | 2008 |
| Type | Article in Proceedings |
| Conference | Současné aktuální otázky spotřebitelského práva |
| MU Faculty or unit | |
| Citation | |
| Field | Law sciences |
| Keywords | USA; consumer; protection of consumer; consumer credit; credit report; credit score; mortgage; hypothecation; loan; Consumer Credit Protection Act; Real Estate Settlement Procedures Act; Truth in Lending Act; Regulation Z; disclosures; APR; predatory loans; kickbacks; Good Faith Estimate; consumer reporting agencies; subprime loans; subprime mortgage crisis. |
| Description | Is the legal protection of a consumer in United States inadequate or exorbitant from a point of view of a European lawyer? The author of this article reveals his point of view to this and many of other questions regarding consumer protection statutory law in USA. He concentrates on the regulation of consumer credit protection and analyzes Consumer Credit Protection Act, Real Estate Settlement Procedures Act, and Regulation Z. Last but not least he also points out some of the aspects of the contemporary subprime mortgage crisis in the United States. |
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