Některé novinky v úpravě spotřebitelských úvěrů

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Title in English Some News in the Regulation of Consumer Credits
Authors

KOTÁSEK Josef

Year of publication 2010
Type Article in Periodical
Magazine / Source Obchodněprávní revue
MU Faculty or unit

Faculty of Law

Citation
Field Law sciences
Keywords consumer credit; full harmonization; mortgage; information duties
Description As other EU member states the Czech Republic is supposed to transpose the Directive 2008/48/EC into its legal order. The article deals with some new rules concerning consumer credits in the Czech Republic. The first part concerns the insufficient factual solution in the European Directive which may manifest itself negativelly in the degree of consumer protection in some member states. The article deals with a (possible) transposition error included in the draft of the new Czech law on consumer credit (concerning morgage). The third remark then criticizes a certain stereotypical attitude of Czech lawmakers to choice of sanctions for violation of some information duties regulated in the Directive.
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